HomeFirst - Frequently Asked Questions

Here are answers to some of the more commonly asked questions. If you don?t find the answer you?re looking for here, give us a call at 1-800-811-3807 or email us.

What Products Can You Help Us Finance?

We can assist you with New roofs, hot tubs, kitchen redesign, appliance packages, small additions, air conditioning, furnaces and swimming pools.

If you would like to finance any recreational product such as: boats and yachts, motor homes, travel trailers, horse trailers, ATVs, motorcycles, PWC and snowmobiles. Click here to visit our recreational product finance site. 

Can You Help Us With Financing On A Private Sale?

No. Our services are available only through approved retailers and contractors.

What Is The Minimum Amount To Finance?

$3001.00

Can Accessories Be Added To The Loan?

Yes. Any related equipment can be added to the loan.

Are The Interest Rates Competitive?

Yes. We offer fixed rate loans that lock in today's low interest rates protecting you from future rate increases. Depending on your circumstances and loan amount, we can secure your rate from as little as one year right up to twenty years. Should your needs change our loans can always be paid out without penalty.

My Dealer Doesn?t Deal With You?

We would love work with you and your dealer. Just give us a call or email.

How Long Do Approvals Take?

Depending on your credit, approvals can be as quick as 5 minutes. Please advise us if you need a quick answer.

 Do I Have The Option Of Insuring My Loan For Life And Disability?

Yes. We will provide superior coverage in partnership with Industrial Alliance Pacific.

Does Park Avenue Financial Services Loan The Money Out?

No, Park Avenue Financial is a finance broker that deals with most lending institutions.

Is Auto-Debit Or Pre-Authorized Payment Available?

Yes. It is required.

Can I Defer My First Payment?

In most cases, you can defer your first payment for up to six months. There is no up front cost to do this, but the interest for the payment free period will be added to your loan.